Angela, as VP and Counsel of Product Compliance, leads a team of regulatory attorneys who are responsible for providing advice, implementing, and maintaining automated residential mortgage lending compliance in ICE Mortgage Technology’s origination and Mavent’s software applications and systems. For more than 32 years she’s focused her career on operations, lending, real estate, and business law, working primarily with financial institutions, mortgage lenders, and technology companies. Angela began her career as Operations Product Counsel for CFI ProServices, Inc. (now D&H). She also maintained a business law practice at Farleigh, Wada & Witt PC, representing financial services companies, financial institutions, and mortgage companies on regulatory, operational, compliance, privacy, and licensing issues. Angela is a member of the California and Oregon bar associations, a member of the American Bar Association Business Law Section, Committee on Consumer Financial Services, and a Certified Compliance and Ethics Professional. She’s an author on a variety of consumer financial services topics, and her articles have appeared in American Bar Association's Business Law Journal, Origination News, and National Mortgage News. In 2013, Angela was named one of HousingWire’s Women of Influence. Angela is a graduate of University of the Pacific, McGeorge School of Law (J.D. 1992) and Pacific Union College (B.B.A. Management 1987; B.A. French 1987)

Heather Clark is the Deputy Chief Compliance Officer at ICE Mortgage Technology. She is responsible for administering the ethics and compliance program and for overseeing product compliance within the organization. For the past 25 years, her career has been focused on consumer financial laws and regulations, working primarily with mortgage lenders, fintech and technology companies. Prior to joining ICE Mortgage Technology, Heather was the Vice President of Mortgage Compliance at a fintech company, where she oversaw the compliance program for its mortgage lending division. Heather also served as Executive Vice President, Associate General Counsel and Compliance Officer for a national mortgage lender. In addition, Heather worked in the Financial Institutions Regulatory Practice Group at the Offit Kurman law firm, where she advised clients on consumer finance laws and regulations. Heather was also the Vice President of the subsidiary of Offit Kurman, Strategic Compliance Partners, a compliance consulting firm, which provided clients across the nation with practical and strategic assistance on regulatory examinations, federal and state lending requirements, and on the implementation of these requirements into business operations. In the early part of her career, Heather also spent eight years working in the title insurance industry. Heather holds a Bachelor of Science in political science, cum laude, from the University of Utah and a Juris Doctor from the George Mason School of Law. She is a licensed attorney in the District of Columbia, Texas, and Virginia.

With over 20 years of mortgage industry experience, Mia Ferreira brings a great deal of industry background to her role as Director of Product for Encompass at ICE Mortgage Technology. She leads a brilliant team of product experts, driving innovation for the Encompass platform and delivering efficiencies, quality, and compliance to ICE customers.

Before ICE, Mia served as Director of Compliance where she leveraged Encompass for retail, wholesale, and correspondent lending. She’s deeply passionate about helping borrowers achieve the dream of home ownership, while helping customers and partners grow and scale their businesses.

Rebecca Frisbie is the Director of Product for the Encompass Document Platform at ICE Mortgage Technology. Frisbie leads the product team responsible for Encompass Docs, eFolder, fulfillment, and the document delivery platform. Frisbie is also the product lead for Encompass eClose, the industry’s first end-to-end electronic closing solution. Frisbie is passionate about developing software to solve complex mortgage problems. Named to the 2021 List of Housingwire Insiders, Frisbie has been recognized for her tireless pursuit in automating the closing process.

Frisbie came to ICE Mortgage Technology in 2013 as a product manager for the Encompass Docs Solution. She has led innovations within that product that aided in the exponential growth in adoption of Encompass Docs which generates millions of residential lending documents each month. In addition, Frisbie led several large projects at ICE, including broadening support of HELOC and Construction loans within the Encompass platform and was also a contributing member of the teams that delivered the new Uniform Residential Loan Application and the Loan Estimate and Closing Disclosure in Encompass.