Tiffany Bjarnson is a seasoned product leader with over two decades of experience in the mortgage industry. She excels at crafting strategies that transform analog workflows into efficient digital solutions. Tiffany is passionate about optimizing operations, fostering collaboration between lenders and settlement stakeholders, and helping businesses stay competitive in an ever-evolving landscape.

Rebecca Frisbie is the Director of Product for the Encompass Document Platform at ICE Mortgage Technology. Frisbie leads the product team responsible for Encompass Docs, eFolder, fulfillment, and the document delivery platform. Frisbie is also the product lead for Encompass eClose, the industry’s first end-to-end electronic closing solution. Frisbie is passionate about developing software to solve complex mortgage problems. Named to the 2021 List of Housingwire Insiders, Frisbie has been recognized for her tireless pursuit in automating the closing process.

Frisbie came to ICE Mortgage Technology in 2013 as a product manager for the Encompass Docs Solution. She has led innovations within that product that aided in the exponential growth in adoption of Encompass Docs which generates millions of residential lending documents each month. In addition, Frisbie led several large projects at ICE, including broadening support of HELOC and Construction loans within the Encompass platform and was also a contributing member of the teams that delivered the new Uniform Residential Loan Application and the Loan Estimate and Closing Disclosure in Encompass.

Harry Gardner is director of Digital Services for ICE Mortgage Technology.

In this role, Gardner manages the product roadmap for the MERS^® System, MERS^® eRegistry and MERS^® eDelivery, and assists in the development of the ICE Mortgage Technology eClosing and eVaulting solution architectures.

A frequent writer and speaker on eClosing and eVaulting issues, Gardner has received numerous industry recognitions, including MBA’s Technology All-Stars, MBA’s eMortgage All-Stars, Mortgage Professional America’s Hot 100 List, and Mortgage Technology Magazine’s Steve Fraser Award, “A lifetime achievement award that recognizes the accomplishments of an outstanding mortgage technology innovator, visionary or evangelizer.”

With more than 20 years of mortgage technology experience and MISMO^® leadership, Gardner’s previous roles include president of SigniaDocs, president of MISMO, and vice president of Industry Technology for the Mortgage Bankers Association.

Gardner earned a bachelor’s degree in electrical engineering from the University of Virginia.

Jon Johnson is currently Regulatory Counsel with the compliance team at ICE Mortgage Technology. Jon focuses on providing compliance support to Simplifile.

Prior to joining ICE, Jon held compliance and management roles within the mortgage industry. Jon was the Chief Compliance Officer of mortgage document preparation vendor, Docu Prep, Inc., where he implemented a compliance program for document services. Jon also worked as the Compliance Manager at Castle & Cooke Mortgage, LLC, where he helped build and administer an effective compliance management program. Jon also worked as the Compliance Officer at mortgage document preparation vendor, IDS (International Document Systems), Inc., where he helped implement major regulatory changes and compliance updates.

Jon holds a Bachelor's degree in Portuguese and Latin American Studies from Brigham Young University, a Juris Doctor from Arizona Summit School of Law, and is a Certified Compliance & Ethics Professional through the Society of Corporate Compliance and Ethics.