Nick heads two sales team at ICE focused on expanding the capabilities of the Encompass platform. With over five years of mortgage technology and mortgage marketing experience married with 20 years of software experience, lenders look to Nick to recommend solutions to business problems and not just software.

Drawing on his background in software engineering, Nick is a process focused leader with an eye on delivering value and creating efficiencies. He has hosted dozens of webinars, trainings, presentations and panels across the mortgage, fintech, manufacturing, security and medical industries.

Emmitt Hero Director, Demand Generation and Lead Strategy | Mortgage Industry Expert | Air Force Veteran

With over 20 years of experience in the mortgage industry, Emmitt brings a wealth of expertise in Sales, Demand Generation, Lead Management Strategies, and Business Controls. Throughout his career, he has successfully leveraged data-driven strategies to drive growth, improve operational efficiency, and enhance customer acquisition and retention.

Having held various leadership roles, Emmitt is known for his deep understanding of market dynamics and his ability to create scalable solutions that align with organizational goals. His experience spans from developing high-impact sales initiatives to optimizing lead management processes, ensuring both short-term success and long-term sustainability.

An Air Force veteran, he brings a disciplined, mission-focused approach to his work, with a commitment to excellence and continuous improvement. This background also instilled in him a strong sense of integrity, adaptability, and teamwork—values that he carries into every professional challenge.

Steve Lemmon is the Chief Marketing Officer of Consumer Direct Originations for Lakeview Loan Servicing, currently the largest owner of MSR servicing rights in the country. In this role, he oversees all marketing strategy and operations aimed at recapturing any origination opportunity within the servicing portfolio.

Having spent his entire career in mortgage, he's held various positions from loan originator to lead management to leading retention marketing strategies. Before joining Lakeview, he led Purchase recapture marketing efforts at other large servicers including Mr Cooper and Wells Fargo.

Kevin Peranio, Chief Lending Officer, and partner at PRMG, is an active executive leader in the mortgage industry. He oversees all production and works with both the sales and operations teams. His primary goal is to enhance the overall customer experience when doing business with PRMG. This includes creating robust reporting features, consumer-facing activities, and modern lending technology, ensuring accountability at all layers and levels of the process. In his own words, "the inside drives the outside."

Since joining PRMG in 2010, Kevin led the Southeast Region to become the #1 Ranked Region for PRMG, reaching this milestone in record time. This achievement ultimately propelled Kevin to become one of the youngest partners at PRMG. Kevin is also a four-time president's cabinet member and was recognized by NMP as one of the top 40 under 40. He is a national speaker within the mortgage industry and has been interviewed on several podcasts, including speaking at HousingWire's Engage Marketing Summit, AIME Fuse, ICE Technology, and other industry events. Most recently, Kevin has become known on LinkedIn for his insightful "Walk and Talk" video posts and for his Instagram "KP Talks Dollars and Sense" Podcast, where he shares his perspective and knowledge on various subjects. Mr. Peranio received his Bachelor of Science in Advertising Business