Mortgage modeling the unconventional way
While interest rates remain high, the opportunity to introduce alternative lending products to the market will exist, but not without risk. In this session we’ll explore mortgage performance modeling capabilities beyond conventional loans such as non-QM and home equity products. With varied programs and a scarcity of data, learn how these alternative credit products require unique approaches to measure these risks to support your lending or investment strategy.Would you like more information about this session?
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Speakers
Michael Saccento
Product Director, ICE
Michael Saccento is a Product Director at ICE Mortgage Technology in the Advisory and Rapid Analytics Platform business segment within the Data & Analytics division. As a product leader at ICE, Michael’s focus is making data accessible, connected, and at the center of our client’s daily business decisions.
With over 20 years of experience in mortgage, real estate, and capital markets, Michael’s background prior to joining ICE includes stints in home equity products, asset-based lending, servicing, risk management, whole loan trading, and securitization. This exposure to the full loan lifecycle and the inherent inefficiencies he observed ultimately inspired him to pivot his career and begin a journey towards building financial technology products.
Michael holds a B.B.A. with a concentration in Corporate Finance from the University of Massachusetts at Amherst. He currently resides with his family in San Jose, CA.