Unveiling home affordability: navigating the mortgage and Capital Markets landscape
In today's ever-evolving financial environment, understanding the dynamics of home and mortgage affordability is paramount. This session will examine market trends, property values, utilities, interest rates, taxes and insurance costs that impact affordability. We'll explore the latest data, analyze emerging patterns and provide insight to help you navigate complexitiesWould you like more information about this session?
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Speakers
Conrad Ficca
VP of Loan Data Products, ICE Fixed Income & Data Services
Conrad Ficca is an accomplished business executive with over two decades of experience in the financial services industry. He currently serves as the Vice President of Loan Data Products, a business unit of ICE Fixed Income and Data Services Division, and a leading provider of loan data analytics and insights.
Throughout his career, Ficca has demonstrated a deep understanding of the mortgage market and a commitment to delivering innovative solutions that help clients achieve their business goals. He has a proven track record of driving revenue growth and profitability, while also building strong relationships with customers and partners.
Prior to joining ICE Fixed Income and Data Services’ Loan Data Products, 19 years ago, Ficca spent 6 years learning the mortgage business at Home American Mortgage (MDC Holdings) and Stonecreek Funding.
Ficca is also a respected thought leader in the industry, sometimes speaking at industry conferences and events. He is known for his ability to aggregate and normalize complex datasets to produce actionable insights and has a passion for helping clients succeed.
Ficca holds a bachelor’s degree in Business Administration from Colorado State University with a concentration in Economics and Statistics. He still lives and works in Colorado.
Jimson Tharayil
Vice President of Strategic Partnerships, Acrisure
Jimson Tharayil brings 18 years of experience in the insurance industry, combining expertise in technology, innovation, and strategic growth. As the Vice President of Strategic Partnerships at Acrisure, he specializes in helping enterprise relationships unlock significant, recurring revenue streams through embedded insurance solutions. Prior to joining Acrisure, Jimson co-founded and served as the CEO of a cutting-edge employee benefits technology platform BenRevo, where he pioneered solutions to streamline day to day workflows of benefits brokers. A graduate of the University of California, San Diego, Jimson holds degrees in Biochemistry and Economics. At the conference, Jimson will share his insights into the impacts of the homeowners insurance market on overall home affordability.
Andy Walden
Vice President - Research and Analysis, ICE
Andy Walden, Vice President of Enterprise Research Strategy for ICE Mortgage Technology, is one of the most recognized faces in Housing Finance. A regular contributor on CNBC, Andy’s insights are sought by some of the nation’s most-respected media outlets, including the Wall Street Journal, the Washington Post, CNN, Bloomberg, Fortune, Forbes, and the Los Angeles Times, as well as many mortgage industry trade publications. A technically skilled analyst and the guiding force behind ICE's monthly Mortgage Monitor, he is known for his clear, understandable, even folksy explanations of complex topics. With nearly two decades of industry experience – including default servicing operations, market surveillance and applied mortgage analytics – Andy is uniquely suited to bring clarity to the complex machinations of the American housing market.